Commercial Lending
Buying a property with a commercial element should be considered as a business transaction only. There are products available, referred to as Semi-commercial, which will have an element of commercial and it’s best to seek advice around which option is most appropriate for you.
In all instances, a deposit will be required if purchasing a commercial unit, which can range from 20% to 40%. Your monthly payments will vary according to the terms around the loan itself. We'll help you understand the loan terms and conditions, answer your questions, and ensure you have a clear understanding of the financial implications.
At Your Mortgage Room, we take the time to understand your business objectives, financial requirements, and industry dynamics will determine which options are suitable for your business. If a commercial mortgage is the right option for you, we will refer you to our third-party specialist who will design a tailored solution that aligns with your needs.
Once we have established that a commercial mortgage is the right option for you, we will refer you to our third-party specialist who will design a tailored solution that aligns with your needs.
Some high street lenders may offer commercial mortgages, and there are plenty of intermediary lenders that will also offer commercial deals. Rates will vary and some providers will have a greater appetite than others for different circumstances.
Our goal is to provide a seamless experience, so you can focus on moving your business forward. We will guide you through the necessary documentation, perform a thorough assessment of your business's financial health, and manage the loan application on your behalf.
Ready to unlock the financial potential of your business and fuel its growth? Contact us at Your Mortgage Room to discuss your commercial lending needs.