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Limited Company Buy to Let

With a limited company buy-to-let mortgage, the limited company purchases the property as an investment, and the mortgage is secured against the property. The limited company becomes the legal owner of the property and is responsible for managing the rental income and associated expenses. The limited company rents out the property and uses the rental income to cover the mortgage payments and other expenses.  

One of the main reasons for choosing a limited company structure for buy-to-let investments is the potential for tax advantages. Tax changes have reduced the tax relief available to individual landlords, whereas limited companies can claim tax relief on mortgage interest payments as a business expense.  

Limited company buy-to-let mortgages are different from personal buy-to-let mortgages. They are specifically designed for limited companies and are subject to different eligibility criteria and interest rates compared to personal buy-to-let mortgages.


Lenders offering limited company buy-to-let mortgages often have specific requirements. They may assess the rental income potential of the property, the financial standing of the limited company, and the creditworthiness of the directors or shareholders.  

At Your Mortgage Room, we take pride in guiding you through the entire process. Our dedicated team works with specialist mortgage lenders to craft bespoke solutions tailored specifically to your needs.

Your journey to securing the right mortgage begins and evolves with us. 

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