Your Mortgage Broker in Brighton
You find your home, we find your loan. Unbiased mortgage advice and guidance at every stage.
Looking for an expert mortgage broker in Brighton?
From first-time buyers to multiple property owners, our highly skilled and knowledgeable mortgage brokers in Brighton will endeavour to find deals to meet every client’s needs.
Independent Mortgage Advice
No matter what mortgage product you’re looking for, our dedicated, expert mortgage brokers are here to help.
Our independent team offers a comprehensive range of mortgage and insurance services to suit all types of lending:
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Buying your first home can be an exciting and daunting milestone. There are so many mortgage products on the market and, as a first-time buyer, it can be difficult to know which one is right for you.
The expert mortgage brokers at Your Mortgage Room can help.
We will navigate the whole mortgage market on your behalf, without bombarding you with jargon. Our expert mortgage advisers will break down the schemes and incentives available to first-time buyers.
As well as supporting you in securing a mortgage offer, we will also ensure you fully understand the costs involved in purchasing a home in Brighton.
When you’re ready to go ahead with the mortgage application process, we will guide you through every stage of the home-buying process, always acting in your best interests.
From obtaining your decision in principle and all the paperwork right through to the final exchange, we take care of the details of every mortgage deal, so our clients can focus on life in their new, dream home.
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Owning a second property to let to tenants can be financially rewarding over time, depending on what you want to achieve.
Do you want to make a monthly profit, or are you looking for a Brighton property that will increase in value over the mortgage term?
No matter your short or long-term mortgage goals, the independent advice offered by our expert mortgage brokers will guide you through the range of UK buy-to-let* mortgages.
They will ensure you understand the many costs involved on top of monthly mortgage repayments, including insurance and letting agencies fees, so you can make informed decisions.
Whether you’re new to the buy-to-let mortgage market or you’re a seasoned landlord looking to expand your Brighton portfolio, the experts at Your Mortgage Room can help.
​*The FCA does not regulate some forms of Buy-to-Let products. Think carefully before securing other debts against your home/property.
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For first-time buyers planning to get a foot on the Brighton property ladder or empty-nesters seeking to downsize, the property market can be a confusing and daunting place.
Knowing which mortgage suits your personal circumstances can be challenging, but that’s where our expertise comes in.
Our team of mortgage brokers in Brighton will examine your circumstances and search the whole of market to find the most suitable products for you.
We aim to offer the right mortgage advice to clients the first time, based on their individual situations. For some, it may be best to port their mortgage: transferring your current deal from one property to another.
For others, switching mortgage providers could save money for UK homeowners seeking a more favourable interest rate and lower monthly payments.
Whatever your homemover mortgage needs, our team is here to help.
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As an experienced mortgage broker in Brighton, we understand that the mortgage and home buying journey is different for everyone.
That’s why the team at Your Mortgage Room offers a range of specialist lending services.
Adverse credit situations are not unusual, but it is important to understand that the assessment criteria between lenders can vary.
They will take into account factors such as deposit size, current equity and recent financial behaviour.
Our expert team will examine your credit report and current circumstances, and strive to recommend specialist mortgage lenders that allow clients with impaired credit to make a mortgage application.
Similar to a second mortgage, a secured loan is backed by your property. It can help UK homeowners benefit from lower interest rates and more flexible monthly repayments.
It shouldn’t be confused with equity release, which will settle the mortgage debt when the property is eventually sold.
By offering holistic advice, our independent, professional service can determine if taking out a secured loan or choosing to release equity could be the right option for you.
Securing bridging finance can help in a variety of situations, including building your own Brighton home and chain fixing.
From initial consultation to structuring the loan terms and repayment strategy, our mortgage advisors can help you access these crucial funds.
As with residential customers, we offer expert advice to a wide range of people who are seeking commercial lending, supporting them throughout the whole process.
Our mortgage brokers in Brighton take time to understand their business objectives, financial requirements, and industry dynamics.
If a commercial mortgage is the right option, we will refer you to our third-party specialist who will design a tailored solution that meets their mortgage needs.
Looking for a mortgage deal in Brighton?
We offer a comprehensive range of mortgage and insurance products including fixed and variable rate mortgages.
Unlike some of our competitors, we are not tied to specific lenders and can offer whole-of-market mortgage advice.
Whether you’re looking to buy your first Brighton property, expand your portfolio or remortgage your own home, our mortgage brokers will search the whole market to find the most suitable lenders for you.
Why choose our team of mortgage brokers?
We don’t just find the most suitable solutions for our clients.
We stay with them at every stage, from offering unbiased, whole-of-market mortgage advice and the mortgage application process right through to getting the keys.
Whether you’re self-employed, a first-time buyer or you want to save money with a lower interest rate, we can help.
Our team is led by Director Charlotte Oakley, a fully qualified Mortgage and Protection adviser with more than 11 years’ experience working in the financial industry.
Get in touch
If you have any questions or queries about a mortgage, secured loan, remortgage or specialist lending, drop us a line.
Email info@yourmortgageroom.co.uk, or call 01273 039500 between 9am and 5pm, Monday to Friday.