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A Guide to the Autumn Budget 2025
An overview of the most notable announcements made in her recent speech including personal taxation, housing and property, and transport.

Charlotte Oakley
Dec 8, 20253 min read


Important warning about mortgage “Quick fixes” circulating online this Christmas
As the Christmas period approaches and household budgets come under extra pressure, many homeowners start searching for ways to manage their outgoings. Recently, however, the Financial Conduct Authority (FCA) has issued a firm warning about misleading information online that could leave borrowers worse off.

Charlotte Oakley
Dec 8, 20253 min read


How new energy efficiency rules could affect UK Landlords and Tenants
The Government is preparing major changes to the energy efficiency requirements for rental properties across England and Wales. These proposals form part of a wider push to make homes warmer, greener, and more affordable to run.

Charlotte Oakley
Dec 8, 20253 min read


Common bank statement mistakes that could delay your mortgage
Applying for a mortgage often involves more scrutiny than people expect. One of the first things a lender looks at is your bank statements.

Charlotte Oakley
Dec 8, 20253 min read


Why Personal Mortgage Advice still matters in a Digital World
With the rise of automated services, one might expect borrowers to rely solely on technology when arranging a mortgage. Yet, findings from the L&G Mortgage Club indicate that the majority of people still value speaking with a real person during such an important financial decision.

Charlotte Oakley
Nov 24, 20253 min read


How to choose the right investment property
The buy-to-let market continues to evolve. With rental demand remaining strong and borrowing costs higher than in previous years, choosing the right investment property has become a more strategic decision than ever.

Charlotte Oakley
Nov 11, 20254 min read


End of 'No-Fault evictions' in biggest shake-up to renting laws in a generation
Renters and landlords are facing the biggest shake-up in housing law for more than thirty years after the Government’s Renters’ Rights Act officially became law.

Charlotte Oakley
Nov 11, 20254 min read


Mortgage Product Transfer vs Remortgaging: Why advice can make all the difference
A mortgage product transfer means staying with your current lender but moving to a new deal once your existing rate comes to an end. Remortgaging means replacing your current mortgage with one from a different lender.

Charlotte Oakley
Nov 11, 20253 min read


When will interest rates drop and what it means for your mortgage
The key question for homeowners and landlords is how low rates might go and when.

Charlotte Oakley
Oct 20, 20254 min read


First-time buyers now spend £163,000 on rent before buying – why this matters to homeowners and landlords
New figures have revealed that first-time buyers are now paying an eye-watering £163,047 on rent before they are able to purchase their first home.

Charlotte Oakley
Oct 20, 20254 min read


More lenders slash income barriers for bigger mortgages as first-time buyers get a boost
First-time buyers across the country are set to benefit as a growing number of high street lenders follow Skipton Building Society’s lead in lowering the income required to borrow more against your salary.

Charlotte Oakley
Aug 19, 20254 min read


Thousands of landlords to face quarterly tax reporting under new HMRC rules
Landlords across Britain are being warned to prepare for a major tax shake-up that will affect thousands from April 2026.

Charlotte Oakley
Aug 12, 20254 min read


Is your fixed-rate mortgage deal ending in early 2026? Why now is the time to act
Homeowners whose fixed-rate mortgage deals expire in early 2026 are being urged to start planning ahead, as a new wave of rate rises and higher payments could be on the horizon.

Charlotte Oakley
Aug 12, 20254 min read


Mortgages for high-earning first-time buyers in the UK
Learn how to maximize your borrowing potential as a high-earning first-time buyer.

Charlotte Oakley
Aug 1, 20252 min read


What every first timer buyer needs to know this summer and how to be prepared
If you are considering buying your first home this summer, here is what to know and how to get ready.

Charlotte Oakley
Jul 7, 20253 min read


Simple summer projects that could add thousands to your home’s value
Summer is the perfect time to tackle those home improvements you have been putting off. But instead of just ticking off a list of repairs, why not focus on the projects that can actually add value to your property?

Charlotte Oakley
Jul 7, 20254 min read


Mortgage Timebomb: Could your monthly repayments be about to soar?
With interest rates at record lows during the pandemic, many borrowers could expect to see their monthly repayments rise.

Charlotte Oakley
Jul 7, 20253 min read


Brighton’s surrounding towns and villages worth considering
Exploring the attractive alternative towns and villages surrounding Brighton.

Charlotte Oakley
Jun 30, 20253 min read


A 100% Mortgage – Helping you step onto the property ladder without a deposit
The 100% mortgage that could help you get your foot on the property ladder.

Charlotte Oakley
Jun 23, 20252 min read


Is your 5-year fixed rate ending in 2025?
Your 5-year fixed rate is coming to an end. What can you do next?

Charlotte Oakley
May 16, 20252 min read
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