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Making Tax Digital is almost here. What self-employed people and landlords should know
Making Tax Digital for Income Tax is an important change that some people may need to prepare for now.

Charlotte Oakley
Mar 272 min read


Landlords, are you ready for the new rental rules coming into force on 1st May?
If you are a landlord, this spring is an important time to get up to date with the changes coming to the private rented sector in England.

Charlotte Oakley
Mar 273 min read


Mortgage rates are back in the headlines. If your deal ends in 2026, review your options early
Mortgage rates are back in the headlines, and if your current deal ends in 2026, this is a sensible time to review your options.

Charlotte Oakley
Mar 273 min read


What’s happening in the mortgage market right now?
In early March, lenders were reducing fixed mortgage rates as sentiment around interest rates improved. However, the escalating conflict involving Iran has pushed oil and gas prices higher, increasing inflation risk and affecting the UK interest rate outlook .

Charlotte Oakley
Mar 273 min read


Selling in Spring 2026? A practical checklist to get your home and your move ready
Spring often brings more buyers back into the market, but it also brings more competing listings. Buyers have choice, and they tend to move fastest when a home looks well-presented and the sale feels straightforward.

Charlotte Oakley
Mar 105 min read


The 2026 Homeowner Check-Up. Four things worth reviewing this year
Once you own a home, it is easy to put everything on autopilot.
Your mortgage ticks along, insurance renews automatically and paperwork stays filed away. But over time, small details can drift out of line with your circumstances, sometimes without you realising. As we move through 2026, there are a few sensible checks worth making.

Charlotte Oakley
Feb 63 min read


Is your mortgage deal ending this year? Here’s what you need to know.
If you took out a two, three or five-year fixed mortgage a few years ago, 2026 could be an important year for you.
Around 1.8 million homeowners are coming to the end of fixed-rate deals taken out in 2021, 2022 and 20231. As those deals expire, borrowers face a decision about what happens next and doing nothing may not always be the best outcome.

Charlotte Oakley
Feb 63 min read


House prices set for a gentle rise in 2026. What it means for you
After a few uncertain years for the housing market, there may be some steadier news for homeowners.

Charlotte Oakley
Feb 63 min read


A Guide to the Autumn Budget 2025
An overview of the most notable announcements made in her recent speech including personal taxation, housing and property, and transport.

Charlotte Oakley
Dec 8, 20253 min read


Important warning about mortgage “Quick fixes” circulating online this Christmas
As the Christmas period approaches and household budgets come under extra pressure, many homeowners start searching for ways to manage their outgoings. Recently, however, the Financial Conduct Authority (FCA) has issued a firm warning about misleading information online that could leave borrowers worse off.

Charlotte Oakley
Dec 8, 20253 min read


How new energy efficiency rules could affect UK Landlords and Tenants
The Government is preparing major changes to the energy efficiency requirements for rental properties across England and Wales. These proposals form part of a wider push to make homes warmer, greener, and more affordable to run.

Charlotte Oakley
Dec 8, 20253 min read


Common bank statement mistakes that could delay your mortgage
Applying for a mortgage often involves more scrutiny than people expect. One of the first things a lender looks at is your bank statements.

Charlotte Oakley
Dec 8, 20253 min read


Why Personal Mortgage Advice still matters in a Digital World
With the rise of automated services, one might expect borrowers to rely solely on technology when arranging a mortgage. Yet, findings from the L&G Mortgage Club indicate that the majority of people still value speaking with a real person during such an important financial decision.

Charlotte Oakley
Nov 24, 20253 min read


How to choose the right investment property
The buy-to-let market continues to evolve. With rental demand remaining strong and borrowing costs higher than in previous years, choosing the right investment property has become a more strategic decision than ever.

Charlotte Oakley
Nov 11, 20254 min read


End of 'No-Fault evictions' in biggest shake-up to renting laws in a generation
Renters and landlords are facing the biggest shake-up in housing law for more than thirty years after the Government’s Renters’ Rights Act officially became law.

Charlotte Oakley
Nov 11, 20254 min read


Mortgage Product Transfer vs Remortgaging: Why advice can make all the difference
A mortgage product transfer means staying with your current lender but moving to a new deal once your existing rate comes to an end. Remortgaging means replacing your current mortgage with one from a different lender.

Charlotte Oakley
Nov 11, 20253 min read


When will interest rates drop and what it means for your mortgage
The key question for homeowners and landlords is how low rates might go and when.

Charlotte Oakley
Oct 20, 20254 min read


First-time buyers now spend £163,000 on rent before buying – why this matters to homeowners and landlords
New figures have revealed that first-time buyers are now paying an eye-watering £163,047 on rent before they are able to purchase their first home.

Charlotte Oakley
Oct 20, 20254 min read


More lenders slash income barriers for bigger mortgages as first-time buyers get a boost
First-time buyers across the country are set to benefit as a growing number of high street lenders follow Skipton Building Society’s lead in lowering the income required to borrow more against your salary.

Charlotte Oakley
Aug 19, 20254 min read


Thousands of landlords to face quarterly tax reporting under new HMRC rules
Landlords across Britain are being warned to prepare for a major tax shake-up that will affect thousands from April 2026.

Charlotte Oakley
Aug 12, 20254 min read
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