Charlotte Oakley
The mortgage process explained: What every first-time buyer should know
Breaking down the mortgage process step by step and offering some tips on how to prepare before applying.
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2023 - 2024
Charlotte Oakley
- Aug 16
- 2 min
Mortgage rate cuts: What does it mean for borrowers?
These rate cuts signal a positive trend for both prospective homebuyers and those considering remortgaging.
50
Charlotte Oakley
- Jul 30
- 3 min
Should I remortgage?
Knowing when to remortgage your property and if it's the most suitable option for you.
30
Charlotte Oakley
- Jul 16
- 2 min
Worried about adverse credit affecting your mortgage chances?
While adverse credit can pose challenges, it doesn't necessarily mean you can't obtain a mortgage.
70
Charlotte Oakley
- Jul 31, 2023
- 3 min
Government guaranteed mortgage scheme ending in December 2023: All is not lost.
The world of mortgages has witnessed a significant transformation with the introduction of the Government guaranteed mortgage scheme in...
160
Charlotte Oakley
- Jul 21, 2023
- 4 min
Pros and Cons: How accurate is a Mortgage Calculator?
In the world of mortgages, online tools like a repayment calculator are helpful for first-time buyers. They estimate mortgage payments,...
510
Charlotte Oakley
- Jul 21, 2023
- 5 min
The Dance of the Mortgage Rates
With rates continuously rising and falling, it's natural to wonder how these fluctuations impact our financial stability and...
140
Charlotte Oakley
- Jul 7, 2023
- 3 min
House Prices Mortgage Rates: The Impact
In the ever-shifting landscape of the housing market, the dynamics between house prices and mortgage rates play a pivotal role. This...
110
Charlotte Oakley
- Jun 30, 2023
- 3 min
What mortgage can I afford?
Embarking on the journey of homeownership brings up multiple questions, with the foremost being, "What mortgage can I afford?" Owning a...
220
Charlotte Oakley
- May 17, 2023
- 2 min
First time buyers: Is it cheaper to rent or buy?
According to Halifax’s recent Owning vs Renting review, the monthly cost of owning a home for first-time buyers is 4% lower than the cost...
220
Charlotte Oakley
- May 17, 2023
- 2 min
What is a joint-borrower-sole-proprietor mortgage and how can this help me buy a home?
A joint-borrower-sole-proprietor (JBSP) mortgage is a type of mortgage that allows two or more people to be named on the mortgage...
70
Charlotte Oakley
- May 3, 2023
- 1 min
Mortgage affordability rules
In the UK, mortgage affordability rules are designed to ensure that borrowers can afford to make their mortgage payments, both now and in...
180
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