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What every first timer buyer needs to know this summer and how to be prepared
If you are considering buying your first home this summer, here is what to know and how to get ready.

Charlotte Oakley
2 days ago3 min read


Mortgage Timebomb: Could your monthly repayments be about to soar?
With interest rates at record lows during the pandemic, many borrowers could expect to see their monthly repayments rise.

Charlotte Oakley
2 days ago3 min read


A 100% Mortgage – Helping you step onto the property ladder without a deposit
The 100% mortgage that could help you get your foot on the property ladder.

Charlotte Oakley
Jun 232 min read


The mortgage process explained: What every first-time buyer should know
Breaking down the mortgage process step by step and offering some tips on how to prepare before applying.

Charlotte Oakley
Aug 29, 20244 min read


Mortgage rate cuts: What does it mean for borrowers?
These rate cuts signal a positive trend for both prospective homebuyers and those considering remortgaging.

Charlotte Oakley
Aug 16, 20242 min read


Should I remortgage?
Knowing when to remortgage your property and if it's the most suitable option for you.

Charlotte Oakley
Jul 30, 20243 min read


Worried about adverse credit affecting your mortgage chances?
While adverse credit can pose challenges, it doesn't necessarily mean you can't obtain a mortgage.

Charlotte Oakley
Jul 16, 20242 min read


Government guaranteed mortgage scheme ending in December 2023: All is not lost.
The world of mortgages has witnessed a significant transformation with the introduction of the Government guaranteed mortgage scheme in...

Charlotte Oakley
Jul 31, 20233 min read


Pros and Cons: How accurate is a Mortgage Calculator?
In the world of mortgages, online tools like a repayment calculator are helpful for first-time buyers. They estimate mortgage payments,...

Charlotte Oakley
Jul 21, 20234 min read


The Dance of the Mortgage Rates
With rates continuously rising and falling, it's natural to wonder how these fluctuations impact our financial stability and...

Charlotte Oakley
Jul 21, 20235 min read


House Prices Mortgage Rates: The Impact
In the ever-shifting landscape of the housing market, the dynamics between house prices and mortgage rates play a pivotal role. This...

Charlotte Oakley
Jul 7, 20233 min read


What mortgage can I afford?
Embarking on the journey of homeownership brings up multiple questions, with the foremost being, "What mortgage can I afford?" Owning a...

Charlotte Oakley
Jun 30, 20233 min read


First time buyers: Is it cheaper to rent or buy?
According to Halifax’s recent Owning vs Renting review, the monthly cost of owning a home for first-time buyers is 4% lower than the cost...

Charlotte Oakley
May 17, 20232 min read


What is a joint-borrower-sole-proprietor mortgage and how can this help me buy a home?
A joint-borrower-sole-proprietor (JBSP) mortgage is a type of mortgage that allows two or more people to be named on the mortgage...

Charlotte Oakley
May 17, 20232 min read


Mortgage affordability rules
In the UK, mortgage affordability rules are designed to ensure that borrowers can afford to make their mortgage payments, both now and in...

Charlotte Oakley
May 3, 20231 min read
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