Mortgage rates are back in the headlines, and if your current deal ends in 2026, this is a sensible time to review your options.

In early March, lenders were reducing fixed mortgage rates as sentiment around interest rates improved. However, the escalating conflict involving Iran has pushed oil and gas prices higher, increasing inflation risk and affecting the UK interest rate outlook .

The key question for homeowners and landlords is how low rates might go and when.

Deciphering the Timing: When Will Interest Rates Come Down? In the housing market, the key question on everyone's mind is, "When will...