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2023 - 2024


Charlotte Oakley
Aug 29, 20244 min read
The mortgage process explained: What every first-time buyer should know
Breaking down the mortgage process step by step and offering some tips on how to prepare before applying.
180


Charlotte Oakley
Aug 16, 20242 min read
Mortgage rate cuts: What does it mean for borrowers?
These rate cuts signal a positive trend for both prospective homebuyers and those considering remortgaging.
150


Charlotte Oakley
Jul 16, 20242 min read
Worried about adverse credit affecting your mortgage chances?
While adverse credit can pose challenges, it doesn't necessarily mean you can't obtain a mortgage.
70


Charlotte Oakley
Jul 3, 20242 min read
Who qualifies as a First-Time Buyer?
Understanding criteria for being a first-time buyer can help you determine your eligibility and take advantage of benefits.
240


Charlotte Oakley
Jun 5, 20242 min read
Is it harder to get a mortgage as a contractor?
Securing a mortgage as a contractor can be challenging, but there are things you can do to improve your chances.
100


Charlotte Oakley
May 9, 20244 min read
How to Buy a House with a £5000 Deposit: A Guide for First-Time Buyers
How a first-time buyer can buy a house with a £5000 deposit.
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Charlotte Oakley
Apr 11, 20245 min read
Can You Remortgage Early? Understanding Remortgaging with Your Mortgage Room
Many homeowners find themselves considering remortgaging as a viable option to manage their finances effectively. Whether it's to release...
330


Charlotte Oakley
Feb 28, 20243 min read
Unlocking the Best Variable Mortgage Rates: How Do Interest Rates Affect Variable Rate Mortgages?
Unlocking the Best Variable Mortgage Rates: How Do Interest Rates Affect Variable Rate Mortgages? To get the best variable mortgage...
200


Charlotte Oakley
Feb 28, 20243 min read
Understanding 0.99 Mortgages: The Potential to Unlocking Homeownership
Understanding 0.99 Mortgages: The Potential to Unlocking Homeownership In recent years, the property market has witnessed an emergence of...
250


Charlotte Oakley
Dec 8, 20233 min read
Remortgages: Don’t Just Settle for Your Lender’s Offer
2024 is set to be a busy time for many homeowners, with the initial fixed term periods on mortgages expiring for a lot of clients across...
290


Charlotte Oakley
Jul 31, 20233 min read
Government guaranteed mortgage scheme ending in December 2023: All is not lost.
The world of mortgages has witnessed a significant transformation with the introduction of the Government guaranteed mortgage scheme in...
160


Charlotte Oakley
Jul 21, 20234 min read
Pros and Cons: How accurate is a Mortgage Calculator?
In the world of mortgages, online tools like a repayment calculator are helpful for first-time buyers. They estimate mortgage payments,...
590


Charlotte Oakley
Jul 21, 20233 min read
Should I make mortgage overpayments?
Making Mortgage Overpayments: A Smart Strategy for Financial Freedom Did you know that strategically making mortgage overpayments could...
110


Charlotte Oakley
Jul 21, 20235 min read
The Dance of the Mortgage Rates
With rates continuously rising and falling, it's natural to wonder how these fluctuations impact our financial stability and...
150


Charlotte Oakley
Jul 7, 20233 min read
House Prices Mortgage Rates: The Impact
In the ever-shifting landscape of the housing market, the dynamics between house prices and mortgage rates play a pivotal role. This...
110


Charlotte Oakley
Jun 30, 20233 min read
What mortgage can I afford?
Embarking on the journey of homeownership brings up multiple questions, with the foremost being, "What mortgage can I afford?" Owning a...
250


Charlotte Oakley
Jun 21, 20233 min read
CIS Mortgages: Unlocking Homeownership Potential for Construction Industry Workers
For many individuals working in the construction industry, the dream of homeownership can seem elusive due to the challenges associated...
170


Charlotte Oakley
May 26, 20233 min read
The rise of ‘Marathon Mortgages’: Exploring 40-Year mortgage terms
In the ever-evolving world of property and finance, mortgage products have witnessed a significant transformation. One notable trend is...
160


Charlotte Oakley
May 24, 20233 min read
Making sense of falling inflation: What you need to know.
The UK's annual inflation rate is as a critical metric, influencing everything from daily expenses to long-term financial decisions....
160


Charlotte Oakley
May 24, 20233 min read
A First-time buyer's guide to arranging a mortgage: Your path to homeownership
Purchasing your first home is a thrilling milestone, and at Your Mortgage Room, we are committed to guiding you through every step of the...
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