Once you own a home, it is easy to put everything on autopilot. Your mortgage ticks along, insurance renews automatically and paperwork stays filed away. But over time, small details can drift out of line with your circumstances, sometimes without you realising. As we move through 2026, there are a few sensible checks worth making.

Mortgage rates, energy bills and day-to-day costs can all shift throughout the year, making autumn a sensible moment to check whether your financial safety nets are still fit for purpose.

Life, critical illness and income protection insurance helps to ensure financial security for yourself and your loved ones. Personal...