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How does the Bank of England base rate impact my mortgage?
The Bank of England base rate plays a significant role in influencing mortgage interest rates in the United Kingdom. The base rate refers...

Charlotte Oakley
May 17, 20232 min read


Can I get a mortgage if I'm self-employed?
Getting a mortgage when you're self-employed can be slightly more challenging than when you're an employed individual with a consistent...

Charlotte Oakley
May 12, 20232 min read


Can a mortgage offer be extended?
Mortgage offers can be extended, depending on the lender's policies and the specific circumstances. Mortgage offers typically have an...

Charlotte Oakley
May 10, 20231 min read


Have you heard about Skipton’s Track Record mortgage?
Many first-time buyers find it difficult to know where to begin when thinking about buying their own home. With rent, bills and...

Charlotte Oakley
May 10, 20231 min read


Can you get a mortgage through a limited company?
Yes! It is possible to get limited company buy-to-let or commercial mortgages through a limited company. In both cases, we can offer you...

Charlotte Oakley
May 3, 20231 min read


Sole proprietorship and mortgages
A sole proprietorship is a type of business structure in which an individual owns and operates a business on their own. This person is...

Charlotte Oakley
May 3, 20232 min read


Tracker rate mortgage
A tracker mortgage is a type of home loan where the interest rate is set to a certain percentage above the Bank of England's base rate,...

Charlotte Oakley
May 3, 20232 min read


Mortgage affordability rules
In the UK, mortgage affordability rules are designed to ensure that borrowers can afford to make their mortgage payments, both now and in...

Charlotte Oakley
May 3, 20231 min read
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