Charlotte Oakley
The mortgage process explained: What every first-time buyer should know
Breaking down the mortgage process step by step and offering some tips on how to prepare before applying.
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2023 - 2024
Charlotte Oakley
- Jul 3
- 2 min
Who qualifies as a First-Time Buyer?
Understanding criteria for being a first-time buyer can help you determine your eligibility and take advantage of benefits.
70
Charlotte Oakley
- Jun 5
- 2 min
Is it harder to get a mortgage as a contractor?
Securing a mortgage as a contractor can be challenging, but there are things you can do to improve your chances.
60
Charlotte Oakley
- May 9
- 4 min
How to Buy a House with a £5000 Deposit: A Guide for First-Time Buyers
How a first-time buyer can buy a house with a £5000 deposit.
460
Charlotte Oakley
- Jul 21, 2023
- 4 min
Pros and Cons: How accurate is a Mortgage Calculator?
In the world of mortgages, online tools like a repayment calculator are helpful for first-time buyers. They estimate mortgage payments,...
510
Charlotte Oakley
- Jul 21, 2023
- 5 min
The Dance of the Mortgage Rates
With rates continuously rising and falling, it's natural to wonder how these fluctuations impact our financial stability and...
140
Charlotte Oakley
- Jul 7, 2023
- 3 min
House Prices Mortgage Rates: The Impact
In the ever-shifting landscape of the housing market, the dynamics between house prices and mortgage rates play a pivotal role. This...
110
Charlotte Oakley
- Jun 30, 2023
- 3 min
What mortgage can I afford?
Embarking on the journey of homeownership brings up multiple questions, with the foremost being, "What mortgage can I afford?" Owning a...
220
Charlotte Oakley
- May 26, 2023
- 3 min
The rise of ‘Marathon Mortgages’: Exploring 40-Year mortgage terms
In the ever-evolving world of property and finance, mortgage products have witnessed a significant transformation. One notable trend is...
160
Charlotte Oakley
- May 24, 2023
- 3 min
A First-time buyer's guide to arranging a mortgage: Your path to homeownership
Purchasing your first home is a thrilling milestone, and at Your Mortgage Room, we are committed to guiding you through every step of the...
380
Charlotte Oakley
- May 17, 2023
- 2 min
First time buyers: Is it cheaper to rent or buy?
According to Halifax’s recent Owning vs Renting review, the monthly cost of owning a home for first-time buyers is 4% lower than the cost...
220
Charlotte Oakley
- May 17, 2023
- 2 min
What is a joint-borrower-sole-proprietor mortgage and how can this help me buy a home?
A joint-borrower-sole-proprietor (JBSP) mortgage is a type of mortgage that allows two or more people to be named on the mortgage...
70
Charlotte Oakley
- May 10, 2023
- 1 min
Have you heard about Skipton’s Track Record mortgage?
Many first-time buyers find it difficult to know where to begin when thinking about buying their own home. With rent, bills and...
300
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