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First-time buyers now spend £163,000 on rent before buying – why this matters to homeowners and landlords
New figures have revealed that first-time buyers are now paying an eye-watering £163,047 on rent before they are able to purchase their first home.

Charlotte Oakley
4 hours ago4 min read


More lenders slash income barriers for bigger mortgages as first-time buyers get a boost
First-time buyers across the country are set to benefit as a growing number of high street lenders follow Skipton Building Society’s lead in lowering the income required to borrow more against your salary.

Charlotte Oakley
Aug 194 min read


Mortgages for high-earning first-time buyers in the UK
Learn how to maximize your borrowing potential as a high-earning first-time buyer.

Charlotte Oakley
Aug 12 min read


What every first timer buyer needs to know this summer and how to be prepared
If you are considering buying your first home this summer, here is what to know and how to get ready.

Charlotte Oakley
Jul 73 min read


Brighton’s surrounding towns and villages worth considering
Exploring the attractive alternative towns and villages surrounding Brighton.

Charlotte Oakley
Jun 303 min read


First time buyer schemes: Options that could help you get on the property ladder
A breakdown of first-time buyer schemes which could help take the first step on to the property ladder.

Charlotte Oakley
Apr 224 min read


How long does it typically take to buy a property in England?
If you're wondering how long it takes to buy a property, you are not alone.

Charlotte Oakley
Apr 13 min read


The mortgage process explained: What every first-time buyer should know
Breaking down the mortgage process step by step and offering some tips on how to prepare before applying.

Charlotte Oakley
Aug 29, 20244 min read


Who qualifies as a First-Time Buyer?
Understanding criteria for being a first-time buyer can help you determine your eligibility and take advantage of benefits.

Charlotte Oakley
Jul 3, 20242 min read


Is it harder to get a mortgage as a contractor?
Securing a mortgage as a contractor can be challenging, but there are things you can do to improve your chances.

Charlotte Oakley
Jun 5, 20242 min read


How to Buy a House with a £5000 Deposit: A Guide for First-Time Buyers
How a first-time buyer can buy a house with a £5000 deposit.

Charlotte Oakley
May 9, 20244 min read


Pros and Cons: How accurate is a Mortgage Calculator?
In the world of mortgages, online tools like a repayment calculator are helpful for first-time buyers. They estimate mortgage payments,...

Charlotte Oakley
Jul 21, 20234 min read


The Dance of the Mortgage Rates
With rates continuously rising and falling, it's natural to wonder how these fluctuations impact our financial stability and...

Charlotte Oakley
Jul 21, 20235 min read


House Prices Mortgage Rates: The Impact
In the ever-shifting landscape of the housing market, the dynamics between house prices and mortgage rates play a pivotal role. This...

Charlotte Oakley
Jul 7, 20233 min read


What mortgage can I afford?
Embarking on the journey of homeownership brings up multiple questions, with the foremost being, "What mortgage can I afford?" Owning a...

Charlotte Oakley
Jun 30, 20233 min read


The rise of ‘Marathon Mortgages’: Exploring 40-Year mortgage terms
In the ever-evolving world of property and finance, mortgage products have witnessed a significant transformation. One notable trend is...

Charlotte Oakley
May 26, 20233 min read


A First-time buyer's guide to arranging a mortgage: Your path to homeownership
Purchasing your first home is a thrilling milestone, and at Your Mortgage Room, we are committed to guiding you through every step of the...

Charlotte Oakley
May 24, 20233 min read


First time buyers: Is it cheaper to rent or buy?
According to Halifax’s recent Owning vs Renting review, the monthly cost of owning a home for first-time buyers is 4% lower than the cost...

Charlotte Oakley
May 17, 20232 min read


What is a joint-borrower-sole-proprietor mortgage and how can this help me buy a home?
A joint-borrower-sole-proprietor (JBSP) mortgage is a type of mortgage that allows two or more people to be named on the mortgage...

Charlotte Oakley
May 17, 20232 min read


Have you heard about Skipton’s Track Record mortgage?
Many first-time buyers find it difficult to know where to begin when thinking about buying their own home. With rent, bills and...

Charlotte Oakley
May 10, 20231 min read
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